The Personal Finance Calculator by PerFinn

Welcome to PerFinn: Your Simple Personal Finance Calculator! Please bear with us as we are still working out the kinks. We would love to hear your suggestions on how to improve the website, or if you experience any erroneous behaviour. We would also love to hear from you if you just want to say hello as well! Regretfully, we may not be able to respond to everyone, but we do take the time to read every message.

Enjoy your visit!

If you have suggestions for the content of this help box, please message us!

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All fields will be returned to default values and any other progress will be erased.

Salary (before taxes):

$ ? This includes all bonuses and equity received.

Tax-Free Retirement Contributions:

$ ? It is recommended to put 18% of your salary towards your retirement savings plan.

Average Tax Rate:

% ? Please input your average tax rate as a whole percentage. For instance, if your average tax rate is 20%, please input "20". If you don't know your tax rate, then you may click the Estimate button. Note this might not be accurate for your jurisdiction.

Do you own or do you rent your property?

Monthly Rental Payments:

$ ? The value you pay each month for living expenses.

Monthly Mortgage Payments:

$ ? The value you pay each month for living expenses.

Condo or Strata fees:

$ ? Your monthly strata or condo fees. You may also add HOA fees here.

Yearly Property Tax:

$ ? Your yearly property tax amount.

Medical Insurance:

$ ? Your monthly medical insurance plan amount.

Monthly Medication Bills:

$ ? Though not all medications are purchased monthly, please try your best to find your average monthly medication totals.

Do you regularly use a vehicle?

Monthly Lease Payments:

$ ? How much you pay in car insurance per month.

Car Insurance:

$ ? How much you pay in car insurance per month.

Monthly Gas:

$ ? The amount you spend on gas for your vehicle.

Yearly Tuition Cost (if student):

$ ? Total Cost of tuition for the year

Other Monthly Insurance:

$ ? How much you pay in all other insurance payments each month. This could be home insurance, travel insurance, etc.

Student Loan Payments:

$ ? The amount you pay per month on all student loans

Other Loan Payments:

$ ? The amount you pay per month on all other loans

Monthly Utility payments:

$ ? Your water, electricity, heat bills per month.

Monthly Cable, Phone, Internet Payments:

$ ? Please add your monthly cable, phone, and internet bills together.

Monthly Grocery Bills:

$ ? Your monthly total of all grocery shopping purchases.

Amount Spent Eating Out Per Month:

$ ? All purchases at restaurants in an average month.

Amount Spent On Alcohol Per Month:

$ ? Your monthly purchases at liquor stores, bars, pubs, nightclubs, and you may wish to add misc. expenses (like cabs to and from bars).

Amount Spent On Gifts Per Month:

$ ? You are likely to purchase birthday, wedding, anniversary gifts for those close to you. If you are unsure, a good estimate is one gift per month. Place the average amount you spend on a gift. Also keep in mind that you may spend more on those closest to you.

Amount Spent on Clothing Per Month:

$ ? Any clothing you purchase.

Amount Spent on Entertainment Per Month:

$ ? This includes both, things like going to movies, comedy clubs, sporting events, as well as renting or purchasing movies, subscriptions to netflix, hulu, and the like.

Do you own a pet?

Monthly Pet Food And Accessory Bills:

$ ? Total amount spent on food for your pet, as well as accessories like treats, toys, and disposable waste bags.

Yearly Veterinarian Bills:

$ ? Any additional MONTHLY expenses that were not covered by any other fields in this form

Other Monthly Expenses:

$ ? Any additional MONTHLY expenses that were not covered by any other fields in this form

Other Yearly Expenses:

$ ? This could be a new large home appliance, furniture, a vacation,

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